|
| |
|
 |
 |
|
|
|
|
Home Loans |
|
About Us
|
|
Home Loans from Conventional, FHA, Jumbo or Home Equity programs are available to prospective home buyers and existing home owners. With new government programs currently in place and more soon to come, Ampak Real Estate and Loans can help you find a home loan to place you into your first home, refinance your existing home or downsize to suit your retirement needs.
Ampak Real Estate and Loans is committed to find the best home loan options available for your real estate plans. From the mortgage for that first home, to the mortgage modification on your current home, to a home equity loan to purchase investment property, Ampak Real Estate and Loans has it covered.
Interest rates are low, but qualifying for those enticing low interes rates is becoming more and more difficult for prospective home buyers with lower credit scores. But there is good news, there are home loan programs available for you. |
Ampak Real Estate and Loans has been licensed in the state of California since 1995. Each of our agents here at Ampak Real Estate and Loans are committed to helping families and individuals accomplish their dreams and goals of home ownership. Ampak Real Estate and Loans can help you fulfill your goal of home ownership as well as negotiate a home loan that suits your particular needs.
Ampak Real Estate and Loans is dedicated to helping home owners throughout California including the San Francisco Bay Area, Los Angeles, San Diego, Orange County, Silicon Valley, San Jose, Santa Clara, Milpitas, Cupertino, Pleasanton, Walnut Creek, and Sacramento to realize thier real estate dreams.
If you would like more information regarding home loan options that may be available to you just call Ampak Real Estate and Loans. We are dedicated to providing you with the best possible service. |
| |
|
|
|
|
| |
>>Read more |
|
>>Read more |
|
|
| |
|
|
| |
|
| About Us | Contact Us | Help | Calculator | Loans | Search Listings |
| |
|
| NMLS Company ID: 785750 • MLO - NMLS ID: 671430 • CA Dept. of Real Estate, Real Estate Broker - DRE ID: 01181353 |
| |
|
Disclaimer:
1. Mortgage Interest Rates change daily.
2. Some restrictions may apply.
3. Availability of offered products & services vary from state to state.
4. Borrowers credit score and situation determines the actual payments.
5. Ampak Real Estate and Loans is not a lender.
Assumptions:
A) Rates are based for primary residence of the borrower and for purchase and refinance without any cash out.
B) Closing costs are not included, it is assumed that they are paid in advance by the borrower and the property in question is a single family home, credit score is more than 720 and the debt to income ratio is not over 30%.
C) The lock rate period of the loan is 30 days.
D) Loan to value (LTV) is less than 80%, PMI will apply if LTV is more than 80% (Certain exceptions may apply).
Upon receipt of all information from the borrower the interest rate may change if borrower's qualifications are different than the example program requirements. AMPAK may offer different loan packages according to the information provided by the borrower.
30 Year Fixed Interest Mortgage Rate:
The Annual Percentage Rate (APR) is calculated on the basis that the loan amount is $200,000.00 (less than 80% LTV) and closing costs are paid by borrower and not from loan proceeds. Insurance premiums, taxes, and escrow impound accounts are not included, such charges will effect actual credit costs. Higher loan to value loans, larger or smaller loan amounts will affect the interest rate and the APR as will purchase of points to lower interest rates. Some restrictions may apply from state to state.
15 Year Fixed Interest Mortgage Rate:
The Annual Percentage Rate (APR) is calculated on the basis that the loan amount is $200,000.00 (less than 80% LTV) and closing costs are paid by borrower and not from loan proceeds. Insurance premiums, taxes, and escrow impound accounts are not included, such charges will effect actual credit costs. Higher loan to value loans, larger or smaller loan amounts will affect the interest rate and the APR as will purchase of points to lower interest rates. Some restrictions may apply from state to state.
Please call 510-516-9773 and let our professional team give your situation the range of loans available to you and inform you on how each loan program can help you accomplishment your goals in home ownership. |
|
| |
|
|
|
| |
|
© 2002-2012 Ampak Real Estate & Loans |
|
|
 |
|
|
|
